How Kitboga Used AI to Push a $15,000 Scammer Into Total Meltdown

The Setup: A “McAfee Refund” Call Meets an AI-Obsessed Victim

In this Kitboga video, “Scammer Meltdown Over $15K AI Mistake,” the creator plays an elderly character named Richard who gets a call about a fake McAfee ("Mcaffy") refund. The caller claims to be from support and says he must:

• Confirm an ID number
• Connect to a "robotic server" to check for hackers
• Fill out a cancellation/refund form

This is a classic tech support / refund scam pattern: claim a security problem, take remote control, then move money around and blame the victim.

Kitboga, an American Twitch streamer and YouTuber known for scam‑baiting phone fraudsters, leans into the scammer’s early mention of AI and turns it into the central weapon of the call. Richard becomes a man who relies on AI ("Chad GPT," "Chaddy BD," etc.) for absolutely everything.

The scammer quickly realizes he’s not just dealing with a confused target, but with someone who keeps consulting “AI” in real time—and that’s where things start to unravel.

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Remote Access, Fake Scans, and “World Banking Server” Nonsense

Once Richard agrees, the scammer walks him through installing remote-access software. Kitboga points out that:

• The scammer wants full remote control of the computer.
• This gives them access to banking, email, personal files, and more.
• Real Microsoft or security support does not behave this way.

On screen, the scammer:

• Runs fake “scans” via command prompt
• Types alarming, broken-English messages about hackers and IP addresses
• Claims, “You are being hacked by the hackers.”

Kitboga even has his AI assistant on-screen briefly contradict the scammer, correctly warning that this is a common refund scam designed to steal banking details.

Later, the scammer opens a fake “World Bank server” command window, pretending it’s some global banking terminal. He instructs Richard to:

• Type his name
• Type his bank name
• Let the “server” handle the refund amount

This is the standard trick where the scammer moves money between the victim’s accounts, then edits on-screen HTML and labels to make it look like money came from an external source (like “Mcaffy server”).

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The $15,000 “AI Typo” and an Exploding Temper

The pivotal moment is the fake $15,000 over-refund:

1. The scammer tells Richard to type a small “test” refund, like 150.00.
2. On screen, it appears as 15,000.00, and the scammer pretends this money came from McAfee.
3. He insists Richard has just made a huge mistake and cost the company money.

The scammer blames everything on Richard pressing zero too hard:

• “Maybe you have pushed zero a little too harder.”
• He frames it as a rare, serious situation that could get him fired.

Richard counters with the running AI joke: maybe AI ("Chad GPT") did it, not him. The scammer doesn’t see the humor. He becomes progressively more enraged by Richard’s constant:

• Checking with “chat GPD”
• Asking AI to explain banking
• Asking AI about mental conditions, bees, and theology

Some of the scammer’s outbursts:

• “Stop being stupid. Okay, stop being stupid.”
• “You are being stupid right now.”
• “I am very fed up from you.”
• “Don’t force me to do any kind of mischievous things.”

Richard also claims he has ADHD and “can’t help” getting distracted, which the scammer cruelly equates with a “mental disorder problem.” That cruelty ends up making the meltdown even more satisfying to watch.

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Bees, Bitcoin, and Theology: Distracting a Scammer on Purpose

Throughout the call, Kitboga uses absurd, meandering tangents to tie up the scammer’s time:

• The scammer suggests Bitcoin as an investment instead of AI.
• Richard mishears and launches into a monologue on bees and their importance:
  • Bees make honey, fly, buzz, and pollinate.
  • Without pollination, humans wouldn’t exist.
  • Therefore, “in a way, we owe everything to bees.”
• He references the meme about bees defying the laws of aviation and jokes, “Checkmate, atheists,” and wonders if bees are effectively God.

All the while, the scammer is desperately trying to get him back to the refund form and the bank page:

• “Mr. Richard, are you filling up the form?”
• “You are here to cancel your Mcaffy subscription, Mr. Richard.”

Richard keeps drifting back to ChatGPT, asking it about:

• Bees as deities
• Mental health
• Banking security

The back-and-forth perfectly shows how time-wasting is part of Kitboga’s strategy: every minute spent on him is a minute the scammer cannot use to target an actual victim.

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Gift Cards vs. AI: How the Scam Collapses

Eventually the scam shifts into the familiar gift card phase. After pretending he needs to recover the $15,000, the scammer tries to guide Richard to:

• Visit a store like CVS, Rite Aid, or Giant Eagle
• Buy Apple gift cards (he stresses “Apple gift card” repeatedly)

Richard, staying in character, mishears and riffs on it:

• Talks about sending physical products from Amazon
• Suggests buying a huge number of McAfee boxes
• Proposes spending $15,000 on Burt’s Bees lip balm based on what “Chad” recommends as thoughtful gifts

Crucially, Kitboga has his AI assistant actually warn against the scam. When Richard asks whether to get Apple, Google Play, or Applebee’s gift cards and mentions $15,000, the AI response is clear that it’s a bad idea.

Richard pretends to ignore the warnings, but follows the AI’s redemption instructions instead of the scammer’s demands:

1. He buys Google Play cards, not Apple.
2. He goes to the official play.google.com site.
3. He enters the codes and clicks Redeem.
4. He repeatedly confirms the on-screen messages that $500 at a time has been added to his Google balance.

When the scammer finally reconnects with him:

• Richard insists he has sent $1,500 back via the cards.
• The scammer knows the truth: the balance is on Richard’s own Google account.
• He tries, in vain, to explain that redeeming codes adds money to Richard, not to the company.

The AI assistant reinforces this logically, but Richard now pretends to believe that the AI is correct and that the scammer must have received the money.

The scammer breaks down:

• “You haven’t sent me that amount.”
• “You are redeeming the card into your account.”
• “Are you a stupid person?”
• Repeating, “I am very fed up from you.”

Richard counters that without AI, the scammer would have lost his job and that he should be grateful. The scammer even claims, “I have already lost my job because of you,” shifting blame away from the scam itself.

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Education, Serif Secure, and Kraken: Real Anti‑Scam Tools

Beyond the entertainment, Kitboga uses the video to spotlight very real scam patterns and ways to defend against them:

• Remote access is dangerous. Giving strangers control of your PC exposes your entire digital life, including bank accounts, personal files, and even game data.
• Real Microsoft or antivirus support does not:
  • Call you out of the blue
  • Demand remote access
  • Type threats into a command prompt
  • Ask for refunds via gift cards

He also plugs Serif Secure, software he says he built specifically to:

• Block remote connections from scammers
• Prevent them from ever establishing control
• Alert you if a family member with Serif installed is being targeted

Kitboga then mentions his long‑term partnership with Kraken, a cryptocurrency exchange he says is the only one he personally trusts. He notes that the fraud team there shares his goal of making scammers miserable, and that their financial support has helped his team increase its impact both on and off camera.

He points viewers to kraken.com/kitboga to learn more about how Kraken’s security works.

Finally, he closes with a few key reminders:

• Do not buy gift cards in large quantities for anyone who asks over the phone.
• Scam-baiting is done so others can laugh and learn, while being safer in real life.
• Viewers should remember that they are valuable and that they matter.

He signs off promising to see viewers in the next video, underscoring that the ultimate goal is not just pranking scammers, but reducing victimization by exposing how these schemes operate.

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Key Takeaways: AI as a Shield, Not a Shortcut

In this call, Kitboga flips a scammer’s own AI skepticism into a weapon:

• The scammer claims AI could never replace his “services.”
• Richard uses “AI” (and the idea of AI) to:
  • Constantly stall the process
  • Ask logical questions about banks and gift cards
  • Ultimately keep all the value from the gift cards for himself instead of the scammer

At the same time, the video reinforces grounded lessons:

• Tech support/refund scams follow recognizable scripts: fake security alerts, remote control, over-refunds, and gift cards.
• Knowledge—whether from an AI tool or human sources—can flag those patterns before money is lost.
• Tools like Serif Secure and vigilant fraud teams, such as the one Kitboga highlights at Kraken, can reduce the damage scammers do.

The meltdown is entertaining, but the core message is sober: never share remote access, never give banking details to unsolicited callers, and never pay “refunds” or “fees” with gift cards. Knowledge and skepticism, not panic, are what protect people from calls like this.